I used to have stellar credit. I always paid my bills on time and never borrowed money from friends or family. But about nine months ago, I ran into big financial troubles. I lost my job after 15 years of good service. My spouse and I agreed to start over fresh by filing bankruptcy. Unfortunately, we didn't know where to begin or who to ask about filing bankruptcy. A friend of the family suggested that we speak to a bankruptcy lawyer. The lawyer helped my spouse and me file the right bankruptcy chapter and represented us during our meeting with the creditors. Now, we have a fresh start, and I have a new job. If you need information about bankruptcy and how to file, read my blog. You'll find tips on how to file yourself or ask a lawyer. Good luck.